HDFC Education Loan Fees and Charges: Compare Fees and Charges of
HDFC Education loan online and Apply Online HDFC Education Loan.
| Description of Charges | Education Loan |
| Loan Processing Charges | Upto a maximum 2% of the loan amount |
| Prepayment (upto 6 months of repayment ) | No pre-payment permitted |
| Pre-payment charges (after 6 months of repayment) | Upto 4% of the Principal Outstanding |
| No Due Certificate / No Objection Certificate (NOC) | Nil |
| Solvency Certificate | Not applicable |
| Charges for late payment of EMI | @ 24 % p.a. on amount outstanding from date of default |
| Credit assessment charges | Not applicable |
| Non standard repayment charges | Not applicable |
| Cheque swapping charges | Upto Rs. 500/- per event |
| Loan Re-Booking / Re-Schedulement Charges | Upto Rs. 1000/- |
| Bounce Cheque Charges | Upto Rs. 450/- per Bouncing |
| Legal / incidental charges | At actual |
| Stamp Duty & other statutory charges | As per applicable laws of the state |